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How to Protect iPhone from Payment and Banking Scams 

Issue Description 

Scammers target Apple Pay, banking apps, and credit card details. 

Common Scam Methods 

Fake refund calls 

Payment confirmation scams 

QR payment fraud 

Step-by-Step Protection 

Step 1: Secure Apple Pay 

Settings → Wallet & Apple Pay 

Enable Face ID / Passcode 

 

Step 2: Lock Banking Apps 

Enable Face ID inside banking apps 

 

Step 3: Monitor Transactions 

Enable instant bank alerts 

 

Step 4: Never Share Payment Screens 

Screenshots can expose card data 

Explore Further 

Contact bank immediately if scammed 

Prevention & Best Practices 

Banks never ask for passwords.